{"id":46895,"date":"2016-01-26T23:55:53","date_gmt":"2016-01-26T21:55:53","guid":{"rendered":"http:\/\/www.arabtelegraph.com\/?p=46895"},"modified":"2016-01-26T23:55:53","modified_gmt":"2016-01-26T21:55:53","slug":"46895","status":"publish","type":"post","link":"https:\/\/www.arabtelegraph.com\/?p=46895","title":{"rendered":""},"content":{"rendered":"

6 brilliant ways to make your salary last longer<\/h1>\n

<\/h4>\n

Is there just too much month at the end of your money? Here are 6 ways to do more with your salary.<\/strong><\/h4>\n

A lot of us feel we should spend less, because we know we buy things that we don\u2019t need. The problem is, those things are fun. They make our days nicer and our nights brighter. Sure, we could just buy the bare necessities. But is that really what life\u2019s about? Hell no.<\/p>\n

On the other hand, a lot of us also wish we had more money to do more of the things that make our lives meaningful. We just don\u2019t know where to find that money.<\/p>\n

Well, you\u2019re in luck. Most of our customers find hundreds \u2013 sometimes thousands \u2013 extra each month very soon after they sign up. They quickly see where their money\u2019s actually going, and very easily change or cancel things they\u2019re spending money on that they really don\u2019t need or want to be. After all, who wants to spend money on bank fees or insurance? Um, no one we know.<\/p>\n

So check out these popular little money nooks and crannies\u2026<\/strong><\/p>\n

BANK FEES<\/strong>: This is probably one of the top three places our customers find to save money. Think you know exactly what you pay each month? Banks have all kinds of little charges, like ATM fees, that add up pretty quickly, often over and above your monthly fee. We\u2019ve had customers who were spending close to R1000 a month on bank fees. Seriously. Also: does that R450 a month Platinum account really give you value, or would Silver work just as well for you?<\/p>\n

INSURANCE<\/strong>: There\u2019s no reason why you shouldn\u2019t get competitive quotes. Even every year. Company X might offer you a cheaper premium, or other benefits or bonuses that make it worthwhile. Changing your insurer is a minor inconvenience and can put hundreds extra in your wallet every month.<\/p>\n

GYM (OR ANY OTHER) MEMBERSHIP<\/strong>: Ah, the old \u201cI must get into shape\u201d chestnut. If you\u2019re actually going to gym, great. If you\u2019re not, and you honestly don\u2019t think you will, cancel your membership and do something else with that few hundred rand. Invest it. Go to the movies. Buy roller blades. If it\u2019s not gym, maybe it\u2019s another membership or subscription you could stop or downgrade, and not miss much.<\/p>\n

CELLPHONES<\/strong>: If you\u2019re on a contract you may have to wait, but you may not need to be on the contract you\u2019re on. You may not need to be on contract at all \u2013 often Pay As You Go works out cheaper. And you may still be happy with your phone \u2013 that upgrade will probably cost you a few hundred each month for two years.<\/p>\n

EATING OUT: <\/strong>If you love food, if you love socialising, go ahead. At the same time, a lot of our customers have big eyes and dropped jaws when they see what they spend on this. And they feel that eating out once or twice a month less won\u2019t detract from their quality of life. If anything, it\u2019ll free up some cash to do other things they thought they couldn\u2019t afford to.<\/p>\n

IMPULSE PURCHASES<\/strong>: Impulse happens. At the supermarket. At the mall. At the bar. But sometimes we regret buying that chocolate bar, or imported pair of shoes, or last round of beers. That double whammy of emotional-financial self-loathing\u2026 not a good look.<\/p>\n

Sometimes one simple change makes a big difference. Sometimes lots of smaller changes make a bigger difference. Usually, doing less of the stuff that doesn\u2019t matter means you can afford to do more of the stuff that does.<\/p>\n

 <\/p>\n

<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

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