{"id":46239,"date":"2016-01-05T14:42:46","date_gmt":"2016-01-05T12:42:46","guid":{"rendered":"http:\/\/www.arabtelegraph.com\/?p=46239"},"modified":"2016-01-05T14:42:46","modified_gmt":"2016-01-05T12:42:46","slug":"should-you-pick-a-college-based-on-earnings-potential","status":"publish","type":"post","link":"https:\/\/www.arabtelegraph.com\/?p=46239","title":{"rendered":"Should you pick a college based on earnings potential?"},"content":{"rendered":"<p dir=\"ltr\"><strong><span class=\"articleLocatio&lt;\/span&gt;n\">As high school seniors across the United States fill out college applications, many will run a cost-benefit analysis of the cost of a school against the lifetime earnings potential of a degree from there. But that is not the only equation to consider.<\/span><\/strong><\/p>\n<p dir=\"ltr\">Georgetown University&#8217;s Center on Education and the Workforce (CEW) regularly calculates the value of college degrees &#8211; which schools and areas of study offer the best potential return in the form of career earnings.<\/p>\n<p dir=\"ltr\">The center recently released &#8220;Ranking Your College: Where You Go and What You Make,&#8221; which listed schools by the average of what a graduate could make a decade after receiving a degree.<\/p>\n<p dir=\"ltr\">Reuters asked CEW Director Anthony Carnevale to explain how future earnings potential should affect a student&#8217;s college choice.<\/p>\n<p dir=\"ltr\">Q: Is the school the most important factor when it comes to future earnings?<\/p>\n<p dir=\"ltr\">A: It&#8217;s not so much the college that matters, it&#8217;s what you take. What is most startling is the difference by field of study.<\/p>\n<p dir=\"ltr\">If you go to college you will make, on average, $1 million more over your lifetime than someone who graduated from high school.<\/p>\n<p dir=\"ltr\">But if you were someone with a degree in (energy based) engineering, you would get $5 million more. In the end, the way you decide is by using data on programs in conjunction with data on schools.<\/p>\n<p dir=\"ltr\">Q: Are there any scenarios in which the average earnings potential alone is not enough to justify the cost of attending a certain school?<\/p>\n<p dir=\"ltr\">A. In 80 percent of the cases, earning a bachelor&#8217;s degree or better is worth it.<\/p>\n<p dir=\"ltr\">About 20 percent of the time, people with college degrees earn no more than people with high school degrees. That has more to do with field of study.<\/p>\n<p dir=\"ltr\">Those who study arts and humanities, psychology, education &#8230; tend to earn less. And there&#8217;s a wide distribution of earnings over the years. Some graduates end up at the bottom of the earnings distribution.<\/p>\n<p dir=\"ltr\">Q: Perhaps it is no surprise to see schools like Harvard University ($87,200) and the Massachusetts Institute of Technology ($91,600) at the top of the earnings potential list. But what about the U.S. Merchant Marine Academy($89,000) and Massachusetts Maritime Academy ($79,500)?<\/p>\n<p dir=\"ltr\">A: Curriculum affects earnings. Maritime academies are career-based institutions. They give strong occupational preparation and strong academics. And when you go to sea, you make a ton of money.<\/p>\n<p dir=\"ltr\">Q: How big of an effect does receiving a graduate degree have on earnings potential?<\/p>\n<p dir=\"ltr\">A: It&#8217;s mostly positive. There are some of them that are dogs.<\/p>\n<p dir=\"ltr\">Professional degrees are strongest over all. If you are an education major or psychology major, you really need to go to graduate school.<\/p>\n<p dir=\"ltr\">Q: If a college with low earnings potential is picked, is the student doomed to a life of limited income?<\/p>\n<p dir=\"ltr\">A: What you&#8217;re talking about is an aggregate number. If you go to a school where the overall earnings potential is very low, it may be that the school has a very low graduation rate. Or it could be a school where very few have gone on to graduate school. There are some schools that have 50 percent education majors. They have very low earnings potential.<\/p>\n<p dir=\"ltr\">Q: Does the data show what impact returning to school mid-career has on earnings potential and, if so, how much could that change someone&#8217;s financial trajectory?<\/p>\n<p dir=\"ltr\">A: For them, field of study is everything. Older students are very good at picking a field of study. They may go back and get a two-year degree. What they want is access to the labor market. They are very career oriented. They are much more focused.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As high school seniors across the United States fill out college applications, many will run a cost-benefit analysis of the cost of a school against the lifetime earnings potential of a degree from there. But that is not the only equation to consider. Georgetown University&#8217;s Center on Education and the Workforce (CEW) regularly calculates the &hellip;<\/p>\n","protected":false},"author":3,"featured_media":46247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-46239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-te-public"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Should you pick a college based on earnings potential? - Arab Telegraph<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arabtelegraph.com\/?p=46239\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should you pick a college based on earnings potential? - Arab Telegraph\" \/>\n<meta property=\"og:description\" content=\"As high school seniors across the United States fill out college applications, many will run a cost-benefit analysis of the cost of a school against the lifetime earnings potential of a degree from there. 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